IRMAACP™ TRAINING AND CERTIFICATION
IRMAA and Medicare Training for Professionals
Elevate your expertise at your own pace with our IRMAACP™ Medicare Training. This comprehensive, self-paced course provides instant access to a wealth of knowledge, allowing you to gain a competitive advantage in a crowded market.
SEE WHY THE PROS CHOOSE IRMAACP™Why successful financial professionals earn their NSSA® certification
Thousands of financial advisors, insurance agents, tax professionals, and retirement planners have earned their IRMAACP™ certification. It’s time you joined them.
Set Yourself Apart From the Crowd
Earning your IRMAACP™ certification set you apart as an expert in IRMAA and Medicare planning. This prestigious credential show your commitment to excellence, enhancing your professional reputation and credibility in a competitive market.
Attract and Retain More Clients
Attract more clients by showcasing your expertise in IRMAA planning. Boost your book of business, attract high-value clients subject to IRMAA, and get the edge you need to grow your client base & foster long-term relationships.
Get the Support you Need to Suceed
IRMAACP™ members are supported by a team of subject matter experts as well as a community of peers numbering in the thousands. Whether you are stuck on a complex scenario or just want a refresher on a topic, we have your back.
Three Training Options to Meet Your Needs
Choose our IRMAACP™ self-paced online course, our full day webinar, or join us this September in Dallas and earn both your NSSA® and IRMAACP™ Certifications!
IRMAACP™ Medicare Self-Paced Course
This course gives advisors a complete framework for IRMAA, Medicare, and income planning. It covers Medicare basics, IRMAA calculations and appeals, and advanced strategies using retirement accounts, taxes, and withdrawals to help clients reduce premiums and avoid surprises.
$1,195.00 USD
IRMAACP™ Medicare and IRMAA Webinar Class: February 20th, 2026
Learn Medicare, IRMAA, and income-planning strategies through our live, instructor-led webinars. Engage in real time, ask questions, explore foundational and advanced concepts, and gain clarity from expert explanations—all in an interactive format designed to build your confidence and expertise.
$1,495.00 USD
The Advisor Mastery Conference: NSSA® + IRMAACP™
Learn Social Security and retirement planning in person at our full-day, instructor-led training in Dallas, Texas, on September 19, 2026. Engage directly with expert instructors, ask questions, work through real client scenarios, and explore both foundational and advanced strategies. This immersive, interactive format gives you the clarity, confidence, and practical insight needed to guide clients through one of the most important decisions they’ll ever make.
$995.00 USD
Still thinking it over? Check out our course syllabus
DISCOVER YOUR COURSE OUTLINE“Over the last 12 months since earning the NSSA certificate I have brought in 40 additional clients and $400,000 in additional revenues. Huge value in this, thank you!”
–David S.
Training backed by decades of experience
Our curriculum has been created by the industry experts in Social Security. Jim Blair is a 35 year veteran of the Social Security Administration, Marc Kiner is a CPA with decades of financial planning experience, and Travis Stanley is a finance professional with a deep understanding of the intersection of Social Security and retirement planning.
IRMAACP™ / Medicare Course Outline
Introduction
- Disclosure
- Mission Statement, Objectives, and Expectations
- Our Story
Lesson One
Welcome to IRMAA
- Enrollment
- Rule One: Medicare Is Mandatory For Social Security
- Rule Two: Medicare Premiums Are Income-Based
- Rule Three: Almost Everything Counts Toward MAGI
- Rule Four: IRMAA Reduces SS Benefits Automatically
- Rule Five: Social Security Benefits Are Taxable
- Putting It All Together: Income Shocks and Filing Status
- Final Framing: Why These Five Rules Matter
Lesson Two
Medicare Fundamentals
- Medicare Overview: Parts A, B, D
- Enrollment Basics: IEP, SEP, GEP, and Penalties
- Part A Coverage & Costs
- Part B Coverage & Costs
- Medicare Part D
- Medicare Advantage and Medigap
- Cost Projections
Lesson Three
Understanding IRMAA
- Introduction
- What is IRMAA?
- The History of IRMAA
- Who is Affected by IRMAA?
- IRMAA Income
- Intro to IRMAA Thresholds
Lesson Four
Determination and Calculation
- Introduction
- IRMAA and Tax Filings
- IRMAA Threshold Tables
- IRMAA Initiation
- RMDs
- Case Studies
Lesson Five
Notifications, Payments, and Appeals
- Notifications
- How IRMAA Is Collected
- Missed Payments and Coverage Risk
- Equitable Relief: A Lifeline for the Unprepared
- Appealing IRMAA: Reconsideration
- Appealing IRMAA: Life-Changing Events
Lesson Six
Advanced Applications
- Retirement Vehicles
- Planning Strategies
- Withdrawal Sequencing
- Asset Positioning
- Capital Gains
- Charitable Giving
- Projected Medicare and IRMAA Costs
Conclusion
- IRMAA’s Future Policy Direction
- Social Security Primer
- Certification Logistics
- Continuing Education Reporting
- Marketing & Member Resources
How Our Self-Paced Training Works
Dynamic Lessons
Our lessons are led by our experienced instructors and feature graphics and visuals to help communicate the concepts. Each segment under a lesson is its own video, which makes it easy to learn on your schedule.
Lesson Quizzes
At the end of each lesson you will complete a short quiz to show that you successfully completed the lesson and understand the material. The quizzes also act as proof of completion for continuing education credits.
Course Guide
As soon as you purchase your online training we will send you an email with your printable course companion, featuring the charts and numbers in the course and allows you to easily follow along & prep for your exam.
Final Exam
Once you have completed the course you will have access to a sample, 10 question exam prep. Then, when you are ready, you will take the 100 question final exam. A 70% or better is required to earn your certification.
Bundle and save. Earn your NSSA® and IRMAACP™ at the same time
Purchase one course for $1,195 and get your second for just $300.
VIEW OFFERWhat People Are Saying
Listen to what some of our past attendees have to say about our program!
“Over the last 12 months since earning the NSSA certificate I have brought in 40 additional clients and $400,000 in additional revenues. Huge value in this, thank you!”
David S.
CFP
“We filled up another 100 people last month and taught them all about social security, this is truly something special we have created to help out thousands of clients”
Brad W.
CFP
“Thanks for providing such valuable information and updates on a periodic basis. It really helps with conversations that I have with my clients. Excellent support. Very pleased!”
Rayyan A.
CFP
