The Benefits Blog

It’s been several years since I’ve had a divorcee! Since the rules changed regarding spouses where one cannot file and suspend and must file for benefits for the other to file on their record, does the same hold true for ex-spouses? Are there any other requirements that I should know about?

For div...

A woman who is about a year out from collecting Social Security had a problem of her own making when she was a young girl. When she was in school, they handed out the forms in Catholic Schools to apply for a Social Security card. Her parents had never given her a middle name, and having gone to Cath...

I have a client who began her benefits in September, with her first check being this month. Prior to receiving SS benefits, she was paying for Medicare via check. She paid for her November benefits this month but received her statement from Social Security and they are withholding Medicare payments ...

Client – I’m trying to figure out when we should think about Katie starting to draw a social security. I’m now 70 and have started drawing (I delayed until I reached 70) and she’s now 64 (Date of Birth: 8/18/1959). If she were to file at her full retirement (which would be at 66 years and 10 months ...

A client of mine was told she had to have taxes taken out of her SS.  I don’t think the source of information was very reliable and wanted to ask you.    She started receiving widow benefits in February which is when she reached her FRA.  She receives a small pension and still works FT but only make...

I was asked a question that I need clarification on.  Husband and wife born in 1965.  Wife has 40 credits and is eligible for Social Security to earn $600 at age 62.  She has been a stay-at-home mom for many years.  Husband has 40 credits and will qualify for $3,500 at age 67.  If Wife starts her SS...

One of my FA’s has a client who started taking Social Security benefits at age 62. Her Full Retirement Age is 66 years and 8 months. She was born in 1958 and is currently age 65. She is receiving 1099 income that she is referring to as “deferred comp” from when she was working and being distributed ...

Do you have knowledge or experience in dealing with someone who is a citizen of multiple countries (in my client’s case USA, Switzerland, and Italy) that can collect both US Social Security as well as Swiss Social Security? I have documentation for both and am trying to think through the details. Na...

Can you help me confirm the best way to begin the application process and which disability report, adult or child, is needed to apply for the Disabled Adult Child benefit? On the website, it states that this benefit cannot be filed for online, and you must call in to start the process which requires...

I am both a Canadian & US citizen with years of substantial earnings in both Canada and USA. I believe my situation is covered by the Canada – US Social Security Agreement and want to apply for early social security at age 62 early next year. I am not sure of the best way to apply given my personal ...