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The Benefits Blog

The Benefits Blog provides expert insights, updates, and strategies on Social Security and Medicare, tailored for financial professionals looking to enhance their knowledge and better serve their clients. Stay informed with the latest developments and tips to maximize benefits for your clients.

Eligibility for Widower Benefits After Remarriage ex-spousal benefit hey marc! widower benefit Mar 04, 2024

A new case has come to my attention where the ex-wife of over 10 years died. The ex-husband has remarried but remarried after age 60. He went to SSA to file on the ex-wife’s record (widower benefits) and was denied.

  • Married over 10 years
  • Divorced more than 2 years (not an issue-MDK)
  • Remarried a...
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Resolving Delayed Widow’s Benefits and Medicare Premium Adjustments annual earnings test (aet) hey marc! medicare widower benefit Apr 10, 2023

My client, Jan, retired March, 2022.  She was born 9/1956.  She earned $118k Jan-March, 2022.  She is a widow and planned to collect on her husband’s benefit until she turns 70 and will collect on her own benefit.  She met with Social Security last March and was told she was approved for her husband...

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Maximizing Social Security Benefits: Widow's Benefits vs. Delayed Retirement Credits delayed retirement credits (drc) hey marc! widower benefit Oct 06, 2021

I have a client who is considering waiting to age 70 to draw her benefit. Her husband started drawing his benefit at age 66.  There are 9 years difference in their ages. He is currently 67 and she is 58. If she postpones this decision and he dies before she reaches age 70, is she able to draw off hi...

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Earnings Limit and Widow(er) Benefits: What You Need to Know earnings test full retirement age (fra) hey marc! widower benefit Sep 16, 2020

We have a client who is 61 and was recently widowed.  She is still working, and not sure about her official retirement. Can you refresh my memory on how they rectify benefits if she begins collecting and then exceeds the earnings limit? I seem to remember it eventually being adjusted for any months ...

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