The Benefits Blog

I know in the NSSA® class in Kansas City you said that someone could still do a Claim and Suspend (really means Restricted Application!) on a Divorced spouse. I think I had it come up recently at a SS workshop, asking if a person could do a Restricted application on a Divorced spouse.

Yes, a divorc...

Quick question. I have a client who will be turning 62 in January.  SS retirement benefit is around $750, and she makes around $16,000 a year income. Her ex-husband is deceased. They were married over 30 years. His death PIA is over $3,000 per month. Ex-husband had not filed for SSB before he died. ...

Will the wife of an incarcerated ex-husband be eligible for a spousal benefit on her ex-husband’s work history? Would it make a difference if they were not officially divorced?

 The wife of an incarcerated ex-husband may still be eligible for a spousal benefit on her ex-husband’s work record, provi...

I have a client inquiring about the Form SSA-2. Her question is below:   “I understand there’s a form SSA-2 about collecting on your divorced spouse, that my daughter keeps telling me about. When I applied for Social Security, I did have to put in my information about being married and being divorce...

I just wanted to clarify my last email and I thank you so much for your expertise and help. I have a sixty-two-year-old woman who was married to a gentleman for over fourteen years they divorced ten years ago.  She never remarried, he did. He is now seventy-two and drawing Social Security retirement...

I have a potential client who is 61 and will be 62 in October. She is currently divorced and has not drawn any Social Security benefits. Am I correct in stating she can reach out to SSA and draw off her ex-husband’s record given they were married for 10 years, as long as his record his higher than h...

It’s been several years since I’ve had a divorcee! Since the rules changed regarding spouses where one cannot file and suspend and must file for benefits for the other to file on their record, does the same hold true for ex-spouses? Are there any other requirements that I should know about?

For div...

We emphasize SITUATIONAL SOCIAL SECURITY in the NSSA® Certificate program, as all your clients are UNIQUE. Your clients may be single, married with wide age differences, married with narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public employees, etc...