The Benefits Blog
The Benefits Blog provides expert insights, updates, and strategies on Social Security and Medicare, tailored for financial professionals looking to enhance their knowledge and better serve their clients. Stay informed with the latest developments and tips to maximize benefits for your clients.
A client of mine was told she had to have taxes taken out of her SS. I don’t think the source of information was very reliable and wanted to ask you.  She started receiving widow benefits in February which is when she reached her FRA. She receives a small pension and still works FT but only make...
I was asked a question that I need clarification on. Husband and wife born in 1965. Wife has 40 credits and is eligible for Social Security to earn $600 at age 62. She has been a stay-at-home mom for many years. Husband has 40 credits and will qualify for $3,500 at age 67. If Wife starts her SS...
One of my FA’s has a client who started taking Social Security benefits at age 62. Her Full Retirement Age is 66 years and 8 months. She was born in 1958 and is currently age 65. She is receiving 1099 income that she is referring to as “deferred comp” from when she was working and being distributed ...
Do you have knowledge or experience in dealing with someone who is a citizen of multiple countries (in my client’s case USA, Switzerland, and Italy) that can collect both US Social Security as well as Swiss Social Security? I have documentation for both and am trying to think through the details. Na...
When a SS beneficiary passes away, what are the rules for the benefit paid in the month of death?
An individual must survive the entire preceding month to receive a Social Security benefit for the current month. If a beneficiary passes away in March, they will not receive a benefit for April. The r...
Can you help me confirm the best way to begin the application process and which disability report, adult or child, is needed to apply for the Disabled Adult Child benefit? On the website, it states that this benefit cannot be filed for online, and you must call in to start the process which requires...
I am both a Canadian & US citizen with years of substantial earnings in both Canada and USA. I believe my situation is covered by the Canada – US Social Security Agreement and want to apply for early social security at age 62 early next year. I am not sure of the best way to apply given my personal ...
His wife who was born 12/20/57 is getting $1100/m from SS Disability. Once Ron starts his SS at 66.8 will she be entitled to almost half of his FRA amount? Or since she is on SS disability it changes things?
When Ron starts his Social Security benefits at age 66 and 8 months, his wife, who is curre...
Are there any circumstances or instances in which someone can collect survivors benefits retroactively before their own FRA? I was not aware of any, but I read something in a Social Security guide from Fisher Investments that indicated that this could happen.
Yes, there are specific circumstances ...
We emphasize SITUATIONAL SOCIAL SECURITY in the NSSA® Certificate program, as all your clients are UNIQUE. Your clients may be single, married with wide age differences, married with narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public employees, etc...
