The Benefits Blog

I have a couple who married when the woman, Diana, was age 61.  She is age 64 and looking at retiring at the end of the year. Can she file for widow benefits since she married after age 61 or is the rule such that she needed to be receiving widow benefits before remarrying?

Remarriage after age 60 ...

My client, Beth, worked 20+ years in a Social Security-covered job but has spent the last 10 years with a non-profit affiliated with Ohio State University, with no Social Security withholding. The employer does not offer a pension plan and is not part of the Ohio Public Employees Retirement System. ...

As 78 million Baby Boomers approach or enter retirement, understanding the complexities of Social Security has never been more crucial. NSSA® is here to help individuals and professional advisors navigate the intricacies of Social Security through NAIFA’s "Planning Your Future" program.

About NAIFA...

Have a prospect whose wife has a green card. She is from Japan and has maintained her citizenship.  When he files for Soc Sec benefits, will she be eligible for a spousal benefit on his record?  I do not know if her green card, and maintaining her Japanese citizenship is an issue?

Citizenship is no...

I have a client who is 62 and thinking of retiring and taking Social Security.  Her husband is 74 and waited until 70 to collect his retirement benefits.  They want to maximize her SS when he passes away.

She has worked and earned enough credits to collect off her own record at 62.  If she goes ahe...

Here is the situation. Dad murdered his wife, and he went to jail and is now out. They have a 4-year-old and the court gave full custody not to the grandparents but to the Great Grandparents. Dad is disabled. Would the great grandparents be entitled to In Care benefits and the child entitled to bene...

I had a gentleman in a class yesterday with this scenario that I want to confirm with you. He is age 62 and will be 63 in Oct – Birthdate is 10/13/1960. He was married for 15 years and has been divorced 3 years. Neither ex-spouse is remarried. Ex-spouse birthday is 06/27/1973. They have four childre...

It’s good to have some social security support for our client base and you guys certainly seem to know the stuff.  I wanted to reach out about a client situation.  The client is younger, but their father passed away years ago (dad was more than 10 years older than mom) and mom is now 60 years old.  ...

At the NSSA® Certificate program, we emphasize Situational Social Security because every client is unique. Your clients may be single, married with wide or narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, or public employees. As a trusted advisor, you m...

Chloe worked for the state and gets PERA.  Her Social Security report says she would get $746/mo benefit at age 62.   John will get $,2011/mo at age 62.  When we run Social Security Timing, the suggested timing is for John to take his social security at age 70 and Chloe as well. It says she would ge...